tag:blogger.com,1999:blog-9500176174173730772024-02-19T03:00:05.383+00:00TIME AND TIDE WAIT FOR NONEBlog for them who enjoy blogging!BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.comBlogger514125tag:blogger.com,1999:blog-950017617417373077.post-41509642393147669422010-12-04T00:01:00.000+00:002010-12-04T00:01:12.784+00:00MEN ARE BETTER FRIENDS<div style="text-align: justify;"></div><div style="text-align: justify;"><strong><span style="font-family: "Trebuchet MS", sans-serif;">Women:</span></strong></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">A wife was not at home for a whole night. So, the next morning, she tells her husband that she stayed at her girlfriend’s apartment overnight.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">The husband calls 10 of her best girlfriends and none of them confirm that.</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><strong><span style="font-family: "Trebuchet MS", sans-serif;">Men:</span></strong></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">A husband was not at home for a whole night. So he tells his wife the next morning, that he stayed at his friend’s apartment overnight.</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">So the wife calls 10 of his best friends: 5 of them confirmed that he stayed at their apartments that night, and the other 5 are claiming that he still is there with them!</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><em>Conclusion</em> : Men are better friends</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-42521662375093414182010-11-25T15:03:00.001+00:002010-11-25T15:06:27.121+00:00QUESTIONS TO BE ANSWERED<div style="text-align: justify;"></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why the sun lightens our hair, but darkens our skin?</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why women can't put on mascara with their mouth closed?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why you don't ever see the headline: "Psychic Wins Lottery"?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why "abbreviated" is such a long word?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why Doctors call what they do "practice"?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why you have to click on "Start" to stop Windows 98?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why lemon juice is made with artificial flavour, while dishwashing liquid is made with real lemons?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why the man who invests all your money is called a "Broker"?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why there isn't mouse flavoured cat food?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Who tastes dog food when it has a "new & improved" flavour? </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why Noah didn't swat those two mosquitoes?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why they sterilize the needle for lethal injections?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why they don't make the whole plane out of the material used for the indestructible black box?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why sheep don't shrink when it rains?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why they are called apartments when they are all stuck together?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">If con is the opposite of pro, is Congress the opposite of progress?</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Why they call the airport "the terminal" if flying is so safe?</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><em>AND... In case you need further proof that the human race is doomed because of stupidity, here are some actual label instructions on consumer goods.</em></span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On a Myer hairdryer: "Do not use while sleeping". - (Darn, and that's the only time I have to work on my hair).</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On a bag of Chips: You could be a winner! No purchase necessary. - Details inside. (The shoplifter special?)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On a bar of Palmolive soap: "Directions: Use like regular soap". - (And that would be how???)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On some frozen dinners: "Serving suggestion: Defrost". - (But, it's just a suggestion).</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On Nanna's Tiramisu dessert (printed on bottom): "Do not turn upside down". -(Well...duh, a bit late, huh)!</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On Marks & Spencer Bread Pudding: "Product will be hot after heating". -(And you thought????...)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On packaging for a K-Mart iron: "Do not iron clothes on body". -(But wouldn't this save me more time?)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On Boot's Children Cough Medicine: "Do not drive a car or operate machinery after taking this medication". - (We could do a lot to reduce the rate of construction accidents if we could just get those 5 year olds with head colds off those forklifts.)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On Nytol Sleep Aid: "Warning: May cause drowsiness". - (And...I'm taking this because???)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On most brands of Christmas lights: "For indoor or outdoor use only". - (As opposed to...what?)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On a Japanese food processor: "Not to be used for the other use". - (Now, somebody out there, help me on this. I'm a bit curious.)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On Nobby's peanuts: "Warning: contains nuts". - (Talk about a news flash!)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On an American Airlines packet of nuts: "Instructions: Open packet, eat nuts". - (Step 3: maybe, uh...fly Delta?)</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">I don't blame the company, I blame the parents for this one:</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">On a child's superman costume: "Wearing of this garment does not enable you to fly".</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-36990590810803764992010-11-25T14:43:00.000+00:002010-11-25T14:43:17.169+00:00BEST RAJANIKANT JOKES<div class="separator" style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAASCrGeFijeu4-Tb_O4KqJMNiKyRSyxrnwLkAZ2UCMMDH16ZxC_A3sB8Ww-DCo9jamhG7k1VSeolmqwpFTVihn2lN2_3IUOkxXUuBYM5O38aCEkZzaOfVOkPB2B_eCVSsL7HY9BINhgc/s1600/rajani.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="240" ox="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAASCrGeFijeu4-Tb_O4KqJMNiKyRSyxrnwLkAZ2UCMMDH16ZxC_A3sB8Ww-DCo9jamhG7k1VSeolmqwpFTVihn2lN2_3IUOkxXUuBYM5O38aCEkZzaOfVOkPB2B_eCVSsL7HY9BINhgc/s320/rajani.jpg" width="320" /></a></div><div style="text-align: justify;"></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">We don’t want to imply that Rajnikanth’s jokes are more famous than his movies. But let’s face it how many Rajni movies have you actually seen? </span><span style="font-family: "Trebuchet MS", sans-serif;">And now count how many jokes you have come by - through sms or email forwards. Surely, much, much more! Somehow his jokes turn out to be great LOL moments. Here,</span><span style="font-family: "Trebuchet MS", sans-serif;"> top 10.</span> </div><ul><li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth doesn’t wear a watch. He decides what time it is. </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth has already been to Mars, that’s why there are no signs of life there. </span><span style="font-family: "Trebuchet MS", sans-serif;"></span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth killed the dead sea. </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">If you spell ‘Rajanikant’ wrong on Google it doesn’t say, “Did you mean Rajinikanth?” It simply replies, “Run while you still have the chance.” </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth can play the violin with a piano </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajnikanth once wrote a cheque, the bank bounced! </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Micheal Jordan to Rajini: I can spin a ball on my finger for over two hours. Can you? </span><span style="font-family: "Trebuchet MS", sans-serif;">Rajni: Rascala; how do you think the earth spins!? </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth once ordered a plate of idli in McDonald’s, and got it. </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">If Rajnikant was born 100 years earlier, British would have fought to get independence from India. </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">When Rajnikant logs on to facebook.com, facebook updates its status message</span><span style="font-family: "Trebuchet MS", sans-serif;">!</span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"> </span><span style="font-family: "Trebuchet MS", sans-serif;">Rajni once killed 20 men just by saying "BANG" </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth knows Victoria’s secret. </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth can divide by zero. </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Rajinikanth has counted to infinity, twice. </span></div></li>
<li><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">When Rajinikanth gives you the finger, he's telling you how many seconds you have left to live. </span></div></li>
</ul><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Oops! Sorry we had to go overboard (just like the jokes) and we just couldn't restrict it to top 10! </span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-37814580718711253322010-11-20T01:01:00.000+00:002010-11-20T01:01:26.760+00:00DETECTING HIDDEN CAMERA<div style="text-align: justify;"></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">HIDDEN CAMERA IN TRIAL ROOMS.</span></div><div style="text-align: justify;"><em><strong><span style="font-family: "Trebuchet MS", sans-serif;">How to detect HIDDEN CAMERA in trial rooms... ... </span></strong></em></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Infront of the trial room take your mobile and make sure that mobile can make calls....... . </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Then enter into the trial room, take your mobile and make a call..... </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">If u can't make a call......!! !! </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">There is a hidden camera...... </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">This is due to the interference of fibre optic during the signal transfer... ...</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-44065030652299125832010-11-20T00:19:00.000+00:002010-11-20T00:19:29.574+00:00FOR HEALTHY LIFE-HEALTH TIPS<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">1. Drink eight glasses of water a day.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">2. Include two vegetables and one fruit in every meal.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">3. Begin each meal with a raw vegetable salad.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">4. Make a light snack of assorted sprouts.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">5. Start the day with a glass of warm water and a dash of lime.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">6. Use only fresh vegetables.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">7. Once a week have only fresh fruits until noon, make lunch the first meal of the day.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">8. Eat only freshly cooked meals, not refrigerated leftovers.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">9. Include one green vegetable and one yellow vegetable in every meal.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">10. Go on a juice fasta for a day. Start with vegetable juice, and sip fruit for lunch and dinner.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">11. Kick the old coffee habit. Have a glass of fresh fruit juice instead.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">12. Cut out all deep-fried foods from your diet.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">13. Cut down on high sugar products like soft drinks, ice-cream, candy and cookies in your diet.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">14. Never skip a meal, even if you are on a diet. Eat a fresh fruit or have vegetable juice instead.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">15. Avoid beverages like soda, coffee, colas and so on.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">16. Include high fibre foods plenty of fruits, vegetables and grains in planning your diet.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">17. Use salt in moderation</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">18. Wash vegetables throughly in clean water before chopping.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">19. Stream or boil vegetables (rather than fry or saute.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">20. Retain peels of potato, cucumber, carrot and tomato while cooking.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">21. Do take a moment off to mentally list out the nutritional value of the food you are about to eat.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">22. Dont rush through your meals. Set aside enough time to appreciate, enjoy and digest your food.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">23. Make every meal an enjoyable experience. Set dishes out attractively and chew slowly to appreciate the full flavour of the foods you eat.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">24. Choose to be radiantly healthy. Keep yourself informed about the nutritive value of every food you buy.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">25. Shop for groceries yourself. Notice the look, feel and smell of fresh fruit and vegetables and enjoy their intrinsic goodness.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">26. Watch out for eating habits paired with emotional states, like reaching for a chocolate when you are depressed. Resist the urge and eat fruit instead.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">27. Eat popcorn (rather than chips) while watching a movie.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">28. Sit at the table at meal times. Dont read the paper or review bills while eating.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">29. Make it a point to have dinner with the entire family at the table, and not in front of the TV.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">30. Eat just to the point of the fullness. Dont stuff yourself!</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">31. Stop smoking.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">32. Restrict alcohol consumption.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">33. Get a good night sleep, every night.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">34. Enrol today in an exercise programme.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">35. Take a brisk, 20 minute invigorating walk each morning.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">36. Spend 10 minutes every morning and evening doing basic stretches.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">37. Do not use elevators when you can climb the stairs.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">38. Enrol in a TM programme today.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">39. Focus on your breathing. Take a deep breath, then exhale slowly. Repeat a couple of times a day.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">40. Learn to relax. Spend 20 minutes consciously relaxing each muscle of your body.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">41. Spend 20 minutes a day in silent meditation, prayer or contemplation.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">42. Learn the healing power of laughter. Watch a crazy movie, recall a joke or read a funny book and laugh out loud.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">43. Tap the powers of your sub-conscious. Relax your body for 20 minutes and project the Perfect You on your mind screen.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">44. Balance your lifestyle. Devote equal time each week to work and fun.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">45. Join kids in a sports activity and rediscover the joys of childhood.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">46. Do keep in touch with friends. Call up or visit them and be at peace with the world.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">47. Enrol in an activity (like dancing, swimming or roller skating…) you never indulged in because you were afraid of what people might say.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">48. Forgive someone who you think has done you wrong and cleanse your spirit of rancour.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">49. Do a nice turn to someone you dont know too well, but who could do with a friend.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">50. Spend a quiet half-hour chatting with your family.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">51. Read a great book once a week.</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-87966742169941486812010-11-17T11:23:00.000+00:002010-11-17T11:23:07.595+00:00Why is America so Rich?<div class="ec-blog-body" style="font-family: "Trebuchet MS",sans-serif; text-align: justify;"><div style="text-align: justify;"> </div><div style="text-align: justify;">ECONOMIC gloom and doom aside, America remains the world's richest large country. It's generally estimated to have a per capita GDP level around $45,000, while the richest European nations manage only a $40,000 or so per capita GDP (setting aside low population, oil-rich states like Norway). Wealth underlies America's sense of itself as a special country, and it's also cited as evidence that America is better than other economies on a range of variables, from economic freedom to optimism to business savvy to work ethic.</div><div style="text-align: justify;">But why exactly is America so rich? Karl Smith <a href="http://modeledbehavior.com/2010/11/08/why-is-america-so-great/">ventures</a> an explanation:</div><div style="text-align: justify;"><blockquote>I am going to go pretty conventional on this one and say a combination of three big factors<br />
<ol><li>The Common Law</li>
<li>Massive Immigration</li>
<li>The Great Scientific Exodus during WWII</li>
</ol>You’ll notice that four of the top five countries in the <a href="http://hdr.undp.org/en/statistics/" target="_blank">Human Development Index</a> have the Common Law and the top, Norway, is a awash in oil. Without the petro-kronors they probably wouldn’t be so hot.<br />
You’ll also notice that 3 of the top 4, again with Norway the odd man out, are immigrant nations. The founder effect here should be clear.<br />
The bonus from the great exodus is definitely waning. Most of our hey-day German and Jewish scientists are dying off, but its still given us a boost that lingers to this day. There is no fundamental reason why the US should be the center of the scientific world but for a time it was the only place in the world safe for many scientists.</blockquote></div><div style="text-align: justify;">It's a difficult question to tackle because there's so very much to it. America jumped to a huge productivity lead early last century by developing a resource- and capital-intense, high-throughput style of manufacturing producing mass market goods. The fractious, class-riven European continent struggled to copy this technology, and while adoption of these methods eventually led to a period of rapid catch-up growth, the process of catch-up was never quite completed. And so that's one gap to explore.</div><div style="text-align: justify;">There's also the question of what exactly one is comparing. What if we take similar European and American metropolitan areas and adjust for human capital and hours worked? On that basis, the difference between America and northern Europe looks relatively small. One might then focus on the ways in which America's more integrated domestic market leads to a lower level of within-continent inequality, even though national inequality levels in Europe compare favourably with America's.</div><div style="text-align: justify;">The size of the market may be more important than we imagine. As Mr Smith notes, four of the top five HDI countries share the Common Law. They also speak English. In a world in which national and cultural barriers still bite, America's wealth could be chalked up to the fact that it's a uniquely large and uniform nation. Common rules, culture, language, and so on facilitate high levels of trade and mobility. National and cultural barriers within Europe, by contrast, work to limit the extent to which the economic potential of the continent can be reached.</div><div style="text-align: justify;">Mr Smith also gets at something important in discussing immigration and talent. The economic geography of the world is lumpy, and talent likes to clump together into centres of innovation. Through fortune and foresight, America managed to develop world-leading centres of talent in places like Silicon Valley, Boston, and New York. Relatively open immigration rules and the promise of a safe harbour for war refugees, including persecuted Jews, helped build these knowledge centres. When one combines that innovative capacity with a system that makes it relatively easy to develop ideas and relatively lucrative to exploit them economically, the potential is there for rapid and sustained growth.</div><div style="text-align: justify;">America does seem to be special in important ways, but it's not always clear what those ways are. A liberal economic order and geographically mobile population are important, but so is the level of education, the promise of social mobility, and the openness of America's borders. It's worth keeping all of that in mind as the country's leaders think about the ways economic policy should change in the wake of the Great Recession.(economist.com)</div></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-64163188945097630682010-11-17T10:35:00.000+00:002010-11-17T10:35:44.689+00:00Barack Obama's hopes for a nuclear-free world fading fast<a href="http://www.guardian.co.uk/world/barack-obama" title="More from guardian.co.uk on Barack Obama">Barack Obama</a>'s hopes of reshaping <a href="http://www.guardian.co.uk/world/usforeignpolicy" title="More from guardian.co.uk on US foreign policy">US foreign policy</a> stand on the brink of failure tonight, after two of his most cherished initiatives — nuclear disarmament and better relations with Moscow — were dealt serious setbacks.<br />
According to a leaked Nato document seen by the Guardian, a move to withdraw US tactical <a href="http://www.guardian.co.uk/world/nuclear-weapons" title="More from guardian.co.uk on Nuclear weapons">nuclear weapons</a> from Europe has been omitted from the alliance's draft strategic doctrine, due to be adopted by a summit this weekend in Lisbon.<br />
Meanwhile in Washington, a Republican leader in the Senate signalled that the nuclear arms control treaty Obama signed in April with Russian president Dmitry Medvedev is unlikely be ratified this year. Most observers say that if the treaty – known as New Start – is delayed until next year, it will be as good as dead, as the Democratic majority in the Senate will be even thinner by then, following the party's losses in the midterm elections.<br />
Together the setbacks mark a new low point for Obama's ambitions, set out in a landmark 2009 speech in Prague, to set the world on a path to abolition of nuclear weapons.<br />
They also rob the president of the main concrete achievement so far in his bid to "reset" US-Russian relations. In the absence of progress in the Middle East or Iranian compromise over its nuclear ambitions, the developments threaten to eclipse Obama's legacy in foreign policy.<br />
"All this stuff was integrated – the nuclear package and the Russian relationship," said Steven Clemons, policy analyst at the New America Foundation. "In terms of the long-term international significance it's the most important thing Obama has done, and it has just come apart."<br />
In the latest draft of Nato's "new strategic concept", seen by the Guardian, nuclear weapons remain at the core of Nato doctrine, and an attempt to withdraw an estimated 200 American B-61 nuclear bombs from Europe, a legacy of the cold war, is not mentioned.<br />
Germany, the Netherlands and Belgium – who all have B-61 bombs on their soil – had pushed to have the tactical weapons removed, with the encouragement of supporters of disarmament in the Obama camp including the US ambassador to Nato, Ivo Daalder.<br />
However, in a victory for France, which led a rearguard action against diluting nuclear deterrence in Nato doctrine, the draft strategic concept states that the weapons would only be removed as a trade-off with Moscow.<br />
"In any future reductions, our aim should be to seek Russian agreement to increase transparency on its nuclear weapons in Europe and relocate these weapons away from the territory of Nato members," the draft states. "Any further steps must take into account the disparity with the greater Russian stockpile of short-range nuclear weapons."<br />
Advocates of disarmament still hope the door to withdrawal could be left open in another strategic review, possibly next year.<br />
But Daryl Kimball, the head of the Arms Control Association, said the Lisbon document represented a lost opportunity for the alliance.<br />
"Nato does not need these weapons against any of the 21st century threats we face," Kimball said. "The weapons raise the risk of nuclear terrorism, and their presence makes it harder to convince <a href="http://www.guardian.co.uk/world/russia" title="More from guardian.co.uk on Russia">Russia</a> to cut its own tactical arsenal."<br />
US and Russian negotiators had been expected to discuss tactical weapons in the next round of arms control talks, but those talks will almost certainly not take place if the New Start treaty is shelved.<br />
The White House had hoped the Senate would ratify the treaty in its lame-duck session currently underway, before newly-elected Republican senators take their seats in January.<br />
However, the administration still needed some Republican support to get the 67 votes required for ratification. In a last-ditch move last week, it offered to spend an extra $4 bn (£2.5 bn) on modernisation of the existing nuclear arsenal — an effort to placate the Republican whip, Jon Kyl.<br />
However, Senator Kyl issued a statement tonight saying he still did not think the treaty could be passed in the lame-duck session, "given the combination of other work Congress must do and the complex and unresolved issues related to Start and modernisation." Some Democrats were still hoping tonight the statement could be a bluff aimed at extracting yet more funding for America's nuclear labs. Others, however, saw it as a slammed door, and a reflection of Republican determination to make Obama a one-term president and erase his legacy.<br />
Paul Ingram, head of the British American Security Information Council (Basic), said Obama's radical vision of "a world without nuclear weapons" laid out in his Prague speech was now fading.<br />
"I wouldn't say it was dead. It's in emergency resuscitation," Ingram said.<br />
"If there is hope no, it's not coming from Washington. The leadership of this is not going to come from Washington."<br />
<strong>On nuclear weapons</strong><br />
"So today, I state clearly and with conviction America's commitment to seek the peace and security of a world without nuclear weapons. I'm<br />
not naive. This goal will not be reached quickly – perhaps not in my<br />
lifetime. It will take patience and persistence. But now we, too, must<br />
ignore the voices who tell us that the world cannot change. We have to<br />
insist, 'Yes, we can.'"(guardian.co.uk)BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-33840122124571066442010-11-17T10:23:00.000+00:002010-11-17T10:23:19.467+00:00Reinventing OwnselfSo I don't know what I thought life would be like at this point...but this isn't quite it. When I was a kid, I guess I took for granted that by now I'd be what or who ever I was supposed to be. Life would be figured out. But it's not. In fact, I feel like I'm working harder now than I have in a long time to stay true to who I am and figure out how to get wherever it is I'm supposed to be.<br />
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But maybe that's just how it is. Who's to say? The thing is...you never know what life will be until you live it.<br />
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I'm not sure what it is I should be doing at any given moment. Maybe I'm not doing anything wrong. Maybe I'm not getting anything right. The only thing that seems clear is that nothing about life is really certain after all.<br />
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And it's not just me...It seems that everything and everyone is a little chaotic. Maybe in my youthful haze I never noticed that before. It just seemed that grown-ups had things figured out. But maybe they never did. Maybe things always seemed like they were hurtling toward disaster...possibly.<br />
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When I was younger, if I felt even the slightest twinge of anxiety about anything, I changed everything. Maybe I should try that...BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-42806325342223677442010-11-17T10:06:00.000+00:002010-11-17T10:06:01.147+00:00To henulate or not to henulate?hen·u·late Verb /ˈhenyəˌlāt/<br />
verb: meditate, contemplate, ponder, cogitate, muse, think<br />
Usage examples:<br />
Marjorie henulated on the status of the grain: was there enough to last the day? <br />
Pippy had been quite right to henulate that Gum Nut would lay funny coloured eggs. I mean, look at that quiff! <br />
Henulating never got Pumpkin anywhere; she was always going to be scared witless by a leaf falling or a sudden noise and no amount of reassurance from the others would calm her nerves. <br />
To henulate or not to henulate? Was that even a question? thought Fluffy as she stared listlessly out of the layer box. It was going to be a long summer. <br />
"It's true, I heard them henulating about it while they were gardening," Violet told Daisy. "They're going to get a goat!" <br />
"Henulating never got us anywhere" declared Buffy. "Either they'll let us out or they won't, there's nothing we can do about it!" <br />
The general henulation in the Dome that night was that it is better to let sleeping rats lie.BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-72713518238912269332010-11-17T09:57:00.000+00:002010-11-17T09:57:05.987+00:00Highly Targeted Opt in ListAre you successful with your Internet business? Better yet, do you think you are successful with your online business? When most online entrepreneurs are asked with these questions, they often brush it off. This is because most of them, who have not yet realize the right way to succeed in Internet Marketing, continue to believe that the mere fact that they have a website is already enough to succeed on the Internet.<br />
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The truth is, they all end up very upset because they fail to realize the secret behind the success in Internet Marketing.<br />
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Having a website is not a guarantee that your online business will succeed. How will you succeed if people will not realize that your business exist online? The key to Internet marketing is to get your business noticed. <br />
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An effective way to do this is to <a href="http://www.instantbonuspage.com/?id=38193" target="_blank">build an opt-in list</a>. In fact, most of the people who are already experts in Internet marketing will tell you that building a highly targeted opt in list is the most effective and important tool in Internet marketing.<br />
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Basically, an opt in list is a list of email addresses of people who have agreed to obtain any kind of information from online businesses like you. The term “opt in” means that you have their permission to send to them whatever newsletters, brochures, or promotions that you have in your online business. <br />
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It is extremely important that you have their permission first before you send them information because unsolicited emails will be regarded as spam, and spamming is an illegal activity in the Net.<br />
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Because of the feasibility of building an opt in list on Internet marketing, most of the online entrepreneurs consider it as the most treasured tool online. They need this list in order to get the consumer’s attention and sustain interest.<br />
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By creating an opt in list, you will be able to maintain solid contact with your previous buyers at the same time boost your sales because of the fact that you have a sure target market always ready to purchase items from you.<br />
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Opt in list is considered to be the most important item in an Internet marketer. In fact, if in case something bad happens like emergencies and catastrophes and they could only save one item, it would be their opt in list saved on a backup disk. <br />
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Just imagine how these people value their opt in list. If this is the case, then it must be really something, right?<br />
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So, for people who are not yet aware of the importance of building a highly targeted opt in list and would like to know how to build them, here are some tips that could be very useful.<br />
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1. Decide on your niche market or your target market.<br />
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It is extremely important to know your target market in order to focus on something. It would be really confusing and time consuming if you will build an opt in list with no particular market in mind.<br />
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Moreover, having a niche market would bring more focus on your marketing campaigns and would derive better results because you have direct you emails to people who would most likely be interested in them.<br />
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2. Be sure that your selected target market is available in the Internet.<br />
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The mere acquisition of a niche market is not a guarantee that you can already start building your opt in list. Since, the concept of opt in list is specifically generated to aid in the growth of the Internet market of a particular entrepreneur, it is important to have a niche market that is available through the Internet.<br />
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The concept is basically simple, how can you promote your online business if your niche market is not available in the Internet? Hence, it is extremely important to verify if your target market is available online.<br />
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3. Verify if your chosen target market is income-generating market.<br />
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Building a highly targeted opt in list will just go to waste if your niche market is not generating any income at all.<br />
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Try to verify their income-generating potential through the search engines, wherein you will find some paid ads related to the keywords you have searched. This would only mean that if somebody is willing to pay to advertise focusing on the same target market that you have in mind, chances are, you will be able to reap positive results on your target market.<br />
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4. Generate solutions to the problems of your target market by using Internet forum.<br />
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Creating this type of forum will initiate the underlying solutions that will answer to most of your target market’s problem.<br />
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Through their posts and threads, you will be able to identify your target market’s problem and will be able to come up with a great solution. In turn, it will be very handy when you make your opt in list.<br />
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Indeed, the success of an online business or Internet marketing greatly depends on the opt in list. It is where the online businesses could come up with newsletters that would allow them to promote their products at the same time create the need for it. In turn, it will generate more income and make more money.<br />
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As they say, money is in the list that’s why most businesses consider opt in list as valuable as gold.<br />
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To get more detailed information about online business, tools and resources, please visit <a href="http://www.gathersuccessonline.com/" target="_blank">Gathersuccessonline.com</a>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-52827815109842547842010-11-08T06:12:00.003+00:002010-11-09T14:42:31.063+00:00छठको तयारी<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkF6jM_L_GBnwSY9Y_L4Gqqb9D5c1EqnkPqv7LJjiIUZw816nbk_5FLH8aiKTijMQTbcZI5JVJMJr-V4jGfCnCBrASA3WOp2G5UdU7iK6eQIO8MAKRoeoUaLxn6eaIFBOIpFKQ_66OAZ0/s1600/IMG_2881.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgkF6jM_L_GBnwSY9Y_L4Gqqb9D5c1EqnkPqv7LJjiIUZw816nbk_5FLH8aiKTijMQTbcZI5JVJMJr-V4jGfCnCBrASA3WOp2G5UdU7iK6eQIO8MAKRoeoUaLxn6eaIFBOIpFKQ_66OAZ0/s320/IMG_2881.JPG" width="320" /></a></div><div style="text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjL5PjnG63BYrvuXEe6lchXBuqckBKKUscdAR8pLq5ig-b9tBQGA15BV50WUNqlbMO3wzB0hua13fW2UB_GoBfBf2bvVlecj4Ipl2mKG566uNk1vXHf4Wnn9x-XzEjG1QAF1_0aEDFtNMY/s1600/IMG_2882.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjL5PjnG63BYrvuXEe6lchXBuqckBKKUscdAR8pLq5ig-b9tBQGA15BV50WUNqlbMO3wzB0hua13fW2UB_GoBfBf2bvVlecj4Ipl2mKG566uNk1vXHf4Wnn9x-XzEjG1QAF1_0aEDFtNMY/s320/IMG_2882.JPG" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3alESymYU4TtxL8r8oOoyOQD1qv2Ue3zRwIJKSg1yhu9rLe7aSHyRzWmrFIzKDtA61kM-n1SOCbSjR_SnW1Wp9WQOrAHIaA-Zpk5gi8qo50eH3H6udDa-_H6ncOL9DtzR7lPmTkFdfEE/s1600/IMG_2883.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3alESymYU4TtxL8r8oOoyOQD1qv2Ue3zRwIJKSg1yhu9rLe7aSHyRzWmrFIzKDtA61kM-n1SOCbSjR_SnW1Wp9WQOrAHIaA-Zpk5gi8qo50eH3H6udDa-_H6ncOL9DtzR7lPmTkFdfEE/s320/IMG_2883.JPG" width="320" /></a></div><br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjL5PjnG63BYrvuXEe6lchXBuqckBKKUscdAR8pLq5ig-b9tBQGA15BV50WUNqlbMO3wzB0hua13fW2UB_GoBfBf2bvVlecj4Ipl2mKG566uNk1vXHf4Wnn9x-XzEjG1QAF1_0aEDFtNMY/s1600/IMG_2882.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjL5PjnG63BYrvuXEe6lchXBuqckBKKUscdAR8pLq5ig-b9tBQGA15BV50WUNqlbMO3wzB0hua13fW2UB_GoBfBf2bvVlecj4Ipl2mKG566uNk1vXHf4Wnn9x-XzEjG1QAF1_0aEDFtNMY/s320/IMG_2882.JPG" width="320" /></a></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9tew66fLeqwhykHQrD0pA8Gbko8-jbJTALZEe23UZPCcopeBx5_AerMgDhV74A6xqgdSvjtn2OD7PE2E5K2F-gHf1v9OhU8HGy8NvU7HZ6ytgOBwtanx1898zRiOo6TdHQ0ANOEQualk/s1600/IMG_2879.JPG"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9tew66fLeqwhykHQrD0pA8Gbko8-jbJTALZEe23UZPCcopeBx5_AerMgDhV74A6xqgdSvjtn2OD7PE2E5K2F-gHf1v9OhU8HGy8NvU7HZ6ytgOBwtanx1898zRiOo6TdHQ0ANOEQualk/s320/IMG_2879.JPG" /></a></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjT_cz6YF4KA7a3o4hbYj6qgzHdNdtrsTqvk_IEyf5-meiT9PsbhhkyKLH2wZs-RfU6x4acrtvudfKv7KNRHG0yl25YRvY8I2d6iUs86TN2BKXZa53-UsjZtMkxB9GFKA0WOAlxcEnRQPY/s1600/IMG_2880.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjT_cz6YF4KA7a3o4hbYj6qgzHdNdtrsTqvk_IEyf5-meiT9PsbhhkyKLH2wZs-RfU6x4acrtvudfKv7KNRHG0yl25YRvY8I2d6iUs86TN2BKXZa53-UsjZtMkxB9GFKA0WOAlxcEnRQPY/s320/IMG_2880.JPG" width="320" /></a></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-20571217546127054862010-11-06T05:07:00.000+00:002010-11-06T05:07:28.573+00:00LIPSTICK USE-RESIDUE<div class="separator" style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYOFyBmdf7M9bw4otp6YrKX70TckHaMEkJHKVD5CYjxCLYk3LNOmsLz8zTcypV1iD13ABtXFE557nT5P1S1RPyaCSC7LIbIEuGKtrqNKXXoUOj0WYi4OH6xyw6VWupiMZGUWkVOgPwwdY/s1600/lipstick-color-right-for-skin-tone.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="237" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYOFyBmdf7M9bw4otp6YrKX70TckHaMEkJHKVD5CYjxCLYk3LNOmsLz8zTcypV1iD13ABtXFE557nT5P1S1RPyaCSC7LIbIEuGKtrqNKXXoUOj0WYi4OH6xyw6VWupiMZGUWkVOgPwwdY/s320/lipstick-color-right-for-skin-tone.jpg" width="320" /></a></div><strong><span style="color: red;">What happens to the Lipstick used by the ladies?</span></strong><br />
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5% of the Lipstick is sticked to the cutlery.<br />
25% of the lipstick goes to Tissue Paper & Cotton Tabs at the time of removeing the Make Up.<br />
15% of the Lipstick goes in Drain at the Time of Washing Face & Lips.<br />
10% is Dumpped in the Garbage as Unused.<br />
5% of the Lipstick is found in the Womens Stomach Due to Newer Flavours & Essences.<br />
And the remaing 40% of the Lipstick I Gaurantee you that you will find it in Man's Stomach.BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-27800713998440276542010-11-06T03:40:00.000+00:002010-11-06T03:40:55.671+00:00REASON, SEASON OR LIFETIME<div style="text-align: center;"></div><div style="text-align: center;">People come into your life for a reason, a season or a lifetime.</div><div style="text-align: center;">When you figure out which one it is,</div><div style="text-align: center;">you will know what to do for each person.</div><div style="text-align: center;">When someone is in your life for a REASON,</div><div style="text-align: center;">it is usually to meet a need you have expressed.</div><div style="text-align: center;">They have come to assist you through a difficulty;</div><div style="text-align: center;">to provide you with guidance and support;</div><div style="text-align: center;">to aid you physically, emotionally or spiritually.</div><div style="text-align: center;"><br />
</div><div style="text-align: center;">They may seem like a godsend, and they are.</div><div style="text-align: center;">They are there for the reason you need them to be.</div><div style="text-align: center;">Then, without any wrongdoing on your part or at an inconvenient time,</div><div style="text-align: center;">this person will say or do something to bring the relationship to an end.</div><div style="text-align: center;"><br />
</div><div style="text-align: center;">Sometimes they die. Sometimes they walk away.</div><div style="text-align: center;">Sometimes they act up and force you to take a stand.</div><div style="text-align: center;">What we must realize is that our need has been met, our desire fulfilled; their work is done.</div><div style="text-align: center;">The prayer you sent up has been answered and now it is time to move on.</div><div style="text-align: center;"><br />
</div><div style="text-align: center;">Some people come into your life for a SEASON,</div><div style="text-align: center;">because your turn has come to share, grow or learn.</div><div style="text-align: center;">They bring you an experience of peace or make you laugh.</div><div style="text-align: center;">They may teach you something you have never done.</div><div style="text-align: center;">They usually give you an unbelievable amount of joy.</div><div style="text-align: center;"><br />
</div><div style="text-align: center;">Believe it. It is real. But only for a season.</div><div style="text-align: center;"><br />
</div><div style="text-align: center;">LIFETIME relationships teach you lifetime lessons;</div><div style="text-align: center;">things you must build upon in order to have a solid emotional foundation.</div><div style="text-align: center;">Your job is to accept the lesson, love the person,</div><div style="text-align: center;">and put what you have learned to use in all other relationships and areas of your life.</div><div style="text-align: center;"><br />
</div><div style="text-align: center;">It is said that love is blind but friendship is clairvoyant.</div><div style="text-align: center;"><br />
</div><div style="text-align: center;"><em>— Unknown</em></div><div style="text-align: center;">I love this and wanted to share it with someone.</div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-43688037415919521542010-11-06T02:20:00.001+00:002010-11-06T02:25:45.889+00:00MISSING YOU THESE DAYS<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Dear Someone,</span></div><span style="font-family: "Trebuchet MS", sans-serif;"><div style="text-align: justify;"><br />
</div></span><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">I doubt one can access blogger there due to governmental actions and reactions. We are enjoying such tech savvy days here in Nepal, the country with slow economic growth rate. I'm not sure YOU would be able to find my blog anyway -- seeing how I bookmarked it on your computer when you were here and you couldn't find it. Or maybe you did and just never told me.</span></div><span style="font-family: "Trebuchet MS", sans-serif;"><div style="text-align: justify;"><br />
</div></span><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Even so... I wanted to tell you that mom found a letter you wrote me just after I told you I was going to marry a girl. I already had the one you typed... this one was the rough draft. It's in your handwriting so it is even more meaningful to me. I'm glad mom found it in one of your notebooks. You know, the one with the blue tape.</span></div><span style="font-family: "Trebuchet MS", sans-serif;"><div style="text-align: justify;"><br />
</div></span><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">I've told you this so many times, but I love you. You were such a great friend and I was always so proud that you were my inspiration to succeed in life. There is a lot going on in my life right now. Big decisions. A storm that hit our neighborhood. I'm working really long hours and am tired a lot. Day and night shift jobs. I can't get more than four hours to sleep. I have a lot on my mind. And this would have been one of those days I would have picked up the phone and called you. I would have asked you about my roof. About leadership. About dealing with insurance people. I would have told you about the stuff going on. And you would have told me to not to let work consume me. You would have told me that you were proud of me. I know what you would have said, but I would love to hear you say it. This is shared to many friends-I know feedback from some people. Actually I am very much thankful to you. You trust me as a good friend! </span></div><span style="font-family: "Trebuchet MS", sans-serif;"><div style="text-align: justify;"><br />
</div></span><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Today I just really feel raw. And empty. I'm just tired. I'm sure I'll feel better in a couple of hours. But in this moment, I just miss you a lot. </span></div><span style="font-family: "Trebuchet MS", sans-serif;"><div style="text-align: justify;"><br />
</div></span><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Love you.</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-48361563244777301552010-11-05T15:00:00.002+00:002010-11-06T02:10:41.534+00:00ENTREPRENEURSHIP SINCE EARLY IN LIFE<span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui Group is one of the biggest financial services providers of Pakistan. This group is also the 2nd largest shareholder of the insurance company EFU. Jahangir Siddiqui was Pakistani Rags to Riches Business Tycoon, who founded JS group about 4 decades ago. The group comprises businesses with over 18,000 employees and profit after tax of $510 million in 2007.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">When most fourteen-year old boys were flying kites or playing cricket in their spare time, young Jahangir Siddiqui was busy running his business as a distributor of Coca-Cola in Hyderabad. Impressed? Well…there’s more. He also set up a swanky café in his father’s garage called Dreamland Cold Coffee Shop. Happily for him, it was adjacent to Firdaus cinema (owned by his uncle) and young Jahangir used to reap the benefits of customers pouring in during the intervals of three matinee shows.</span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“In the first year I made Rs.40, 000 and in the second year, I made around Rs.70, 000 which in those days was a lot of money,” laughs Jahangir Siddiqui. For a fourteen-year old, it still is a lot of money! Most young professionals have a starting salary of less than half of that!</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Fourteen year old young boy, who is son of Govt. Servant, invested only Rs. 6000 in his Café Business at his father’s garage and distribution of Coca Cola in the 60s.</span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Many years on from Dreamland Cold Coffee Shop, Jahangir Siddiqui, the veteran stockbroker and pioneer in the development of Pakistan’s stock market is sitting at his desk in his modestly sized, sleek office in Karachi. He is impeccably well dressed in a suit and I am momentarily reminded of the elegantly attired JR Ewing from the 80’s hit series Dallas — minus the cowboy hat of course! But don’t get me wrong: JS is no JR. Far from it in fact. He was not born with a silver spoon in his mouth; he didn’t inherit a business empire from his father; he didn’t come from an incredibly wealthy family. No. Mr. Jahangir Siddiqui is a self made man. Despite the immaculate and formal suit, Jahangir Siddiqui is refreshingly casual and has a wonderful way of putting people at ease. He is jovial, chatty and remarkably frank.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Built over four decades, JS Group is one of Pakistan’s most diversified and progressive financial services groups.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<span style="color: red; font-family: "Trebuchet MS", sans-serif;"><strong>Success Story</strong></span><br />
<span style="font-family: "Trebuchet MS", sans-serif;">Born in Hyderabad, Sindh on 28 July 1948, Jahangir Siddiqui was the ninth of ten children — a big family even by the standards of the day. His father was a government servant and his mother a housewife. “I grew up in Hyderabad which in those days was a very clean city. In fact, in pre-Partition days, it used to be called the ‘Paris of the subcontinent’!” He laughs at my look of disbelief. “Really, it is true! I remember going for walks with my sisters on Thandi Sarak and the road was lined with trees. There is not a single tree there now though.”</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">A “reasonably religious culture” permeated the Siddiqui family. Jahangir Siddiqui’s father built a mosque which today stands opposite Sindh University’s city campus in Hyderabad. “We used to take care of the mosque and I remember once when there was no imam, my brother led the prayers. I used to collect donations,” reminisces Jahangir Siddiqui.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Every day after school, the young Jahangir would go the mosque for the afternoon or Asr prayer. He would not go home until he had also offered the sunset or Maghrib prayer. During the two-hour wait between Asr and Maghrib, Jahangir Siddiqui would pass the time with a friend of his who prayed at the same mosque. This friend owned a shop. “I used to sit in that shop and I’d see how many bottles of Coke they were selling on a daily basis and how much money they were making. I calculated all this and I thought to myself that I can start doing this business as well. All I needed to do was to make an initial investment of around Rs.6, 000.”</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Showing an initiative and enterprise uncharacteristic of a fourteen year old, Jahangir Siddiqui decided to discuss the matter with his father. One can only imagine the father’s amusement when his fourteen-year old son told him that he wanted to start business immediately as a distributor of Coca Cola! “My father was a very straight guy,” laughs Jahangir Siddiqui, “but he never discouraged me. All he said was that ‘you don’t have the money.’ And that was the only thing he said.” The determined young boy took his father’s response to mean that his father did not disagree in principle with his son starting a business and the only problem was that his son didn’t have the money. Young Jahangir made up his mind to remedy that situation forthwith — by selling his father’s car.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“My father being a government servant went away on a four-day tour and I immediately called a kabari (second hand dealer) and told him that he could buy my father’s car,” says Jahangir Siddiqui. “What?” I exclaimed in disbelief.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“It was a standard vanguard car — a 1952 model,” he explains apparently oblivious to my concerns of the ethical question of selling your father’s car behind his back. “So what if it was?” I asked still reeling from shock. “I got Rs.1, 800 for it,” says Jahangir Siddiqui well humouredly.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“What! That’s nothing!” I didn’t know what worried me more: the fact that he sold the car or that he sold it and, to my mind, got practically nothing for it. “In those days you could buy a brand new Volkswagen for between Rs.5, 000 – 7, 000,” he smiles.</span></div><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">One had to admire his bravery – and nerve! I don’t think I would ever have the guts to sell my father’s car without him knowing! But then, I’m no Jahangir Siddiqui. Jahangir Siddiqui sold a lot of the coal and wheat stored in his father’s garage. “In those days there was no gas in Hyderabad so we used to use coal for fire and therefore there was a demand for coal. I sold all of it but I kept two sacks of wheat and coal for the house.” N He then cleared out the garage to make space for the café he would set up. “I needed a café or an outlet to sell cold drinks so I set it up in my father’s garage,” says Jahangir Siddiqui.</span></div><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">When his father returned home after his four-day tour, he was alarmed to see or rather, not see, his car. It was time for young Jahangir to explain himself: “I told him that I sold his car to raise money because I wanted to start my business and he had told me that I could do so only if I had the money. Well…now I had.”</span></div><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">Surprisingly, Jahangir Siddiqui’s father was not at all angry. “He laughed and gave me some more money because he knew that I was determined to start a business.” Jahangir Siddiqui’s father must have been a truly remarkable (and benevolent) individual! And two years later, Jahangir Siddiqui bought his father a brand new car —a Fiat 600.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui still remembers the day on which he started his business: “It was 15 May 1962,” he says. I would soon discover that Jahangir Siddiqui has a penchant for remembering dates.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Because he was doing so well in his business (he also was a distributor of ice cream and had a refrigerator shop) young Jahangir naturally lost interest in his studies: “Unfortunately, I was not able to clear two subjects in my Inter-Commerce examinations – I had lost interest in education.” His father was concerned. “My father was strict about education and he told me firmly but politely that he was not interested in my money making and that I had to study and become a professional.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">He may have been a willful child but he was certainly not disobedient: “I sold my business and gave my cold coffee shop on lease. As it is, the Coke distribution was automatically cancelled in 1964 because Coke set up its own factory in Hyderabad. I then started studying regularly just to please my father,” says Jahangir Siddiqui. The hard work paid off. He managed to complete his Inter-Commerce examinations and went on to do a B.Com in 1966 and secured a first division.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">But during this time, he did not suppress his entrepreneurial instinct. He invested the money he had made from his business in two other businesses: “I invested some with a family friend to finance the purchase of a fishing trawler and the rest in the transport business of my elder brother. So that is how I became a private equity investor!”</span></div><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">In 1967, Jahangir Siddiqui started his training as a chartered accountant. He became an articled clerk to a firm in Karachi called Gangat & Co which was situated in the Securities & Safe Deposit Chamber on I.I Chundrigar Road in what is now the Al Falah Bank building. He used to go to work every day on a motorbike. But near his office was the Karachi Stock Exchange and one day, Jahangir Siddiqui decided to walk in.</span></div><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">During his student days in Hyderabad, Jahangir Siddiqui had bought a few shares in Adamjee Sugar Mills and Mirpurkhas Sugar Mills which he decided he now wanted to sell. The only trouble was that he didn’t know how to do it. Luckily, his friend’s brother was a member of the Karachi Stock Exchange (KSE) and he handed Jahangir Siddiqui two transfer deeds which he told him he was giving him free of charge. “I thought he had done me a great favour only to discover later that transfer deeds are always given free!” laughs Jahangir Siddiqui who didn’t even know how to fill out a transfer deed! However, with a bit of help from his friend, Jahangir Siddiqui managed to sell and transfer his shares.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Something about the stock exchange excited Jahangir Siddiqui. Perhaps it was the thrill? Perhaps the buzz? Perhaps the potential to make a quick buck? Whatever it was, the young articled clerk was enamored and found himself going to KSE everyday on his lunch break. He would wander around absorbing how things worked. He got to know some of the brokers who advised him on what shares to buy. Unfortunately, he did not have much money back then. But he did have some money coming in from his investments in the trawler business of his friend and the transport business of his brother. With that money he bought shares in Habib Bank for Rs.16 per share. He later sold these at a profit: some at Rs.22, others at Rs.23 and some at Rs.27 per share. He also bought shares at Rs. 28 each in Habib Insurance and sold them for Rs.45 and Rs.50 and received cash dividends of 80%. This was big money for an articled clerk and the thrill was intoxicating. In his first year at playing the stock market, Jahangir Siddiqui, made around Rs.200, 000. In those days, the salary of a director of a big multinational was around Rs.2, 500.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui celebrated his success by buying himself his first car — an Opel Rekord: “When I came to Karachi, I lived with my brother in Garden road and used to get around on a motorbike. Every day, I used to see the car of my boss, Mr. Ahmad Adam Gangat — he had an Opel Rekord and I wanted the same car as him. The car was delivered to me on 1 January 1968.”</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Sadly, Jahangir Siddiqui’s father had died two days before on 30 December 1967 — the day that his new car was actually meant to be delivered. But the son never forgot his father’s advice and his success in the stock market did not mean that he neglected his studies and he managed to pass his chartered accountancy exams on the first attempt. “So long as my father was alive, he was genuinely concerned about my education and was always telling me to focus on my studies and get a professional degree. That is why I did chartered accountancy,” says Jahangir Siddiqui.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">By 1970, Jahangir Siddiqui had made a fair deal of money on the stock exchange which he entrusted to a broker friend of his. “He was a dear friend of mine and all my securities and shares were lying with him. In those days there was no Central Depository Company so brokers would have custody of your shares.” Seven days before his final chartered accountancy examination, the said broker called Jahangir Siddiqui to his office and told him that he was unable to pay his debtors and was filing for bankruptcy.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“I asked him what happened to my money and he told me that it was all gone! He was really upset and he was feeling terrible that he had lost his friend’s money. I tried to console him but he was naturally devastated. While we were discussing this, he got a chest pain and had a heart attack so I immediately took him to the hospital. I spent the night there and the next morning I went to his office just to open it and all the creditors were there.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">A week later, the broker’s condition had stabilized and he told Jahangir Siddiqui to take his office in the stock exchange in consideration for that entire he had lost: “He was an honest and honorable person and he didn’t want to be indebted to his friend,” explains Jahangir Siddiqui. “He said that if he started afresh, nobody would come to him so it would be better if I started a business and he would work for me as an agent. So that is how a career in the stock market was imposed on me!”</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui started a small company called Jahangir Siddiqui & Co which essentially comprised of four persons. Today, Jahangir Siddiqui & Co is one of the largest and well respected financial services companies in Pakistan with several subsidiaries which include Abamco, Pakistan’s largest non-government asset management company, Jahangir Siddiqui Capital Markets and Jahangir, Siddiqui Investment Bank.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">The broker also sold Jahangir Siddiqui some shares in companies such as National Shipping Corporation, Megana Jute and others: “I bought these shares at a higher value just to let him know that he doesn’t owe me anything. I bought these shares in May 1971.”</span></div><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">But trouble was just around the corner for a few months later the 1971 war between Pakistan and India started and this heralded the start of one of the most difficult periods in Jahangir Siddiqui’s life. “The market was not behaving properly and most of my shares were in East Pakistan companies and these just became worthless pieces of paper. I could not get anything for those shares. Then Bhutto came to power and emergency was declared and the market closed. So, I couldn’t afford to pay salaries because there was no commission coming in. It was a very bad situation. Then Bhutto began nationalization and everybody was a seller in the market when it opened and there were no buyers. It was terrible— even when the market opened we were not able to generate Rs.300 a month in commission and there were expenses of about Rs.2,000 in salaries, rent, petrol etc. Those were really bad days right up till 1975 because there was constant nationalization.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">But Jahangir Siddiqui survived the hardships of that period through sheer hard work and ingenuity. “I thought to myself that now I have started this business, I can’t go back. That is not what Jahangir is. I was determined to fight it out. And I fought it out. I developed the fixed income business —selling and buying bonds and government securities. By the grace of Almighty Allah, in the 80’s, 75%-80% of the daily volume traded in fixed securities was ours. So I became a broker of fixed income securities and I have never looked back.”</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">But the stock market, dominated as it was by Memons, was difficult for a Sindhi to break into: “It was very difficult for a Sindhi to be a broker,” says Jahangir Siddiqui seriously, “It wasn’t so difficult for Punjabis as Khadim Ali Shah Bukhari was a Punjabi and was a highly respected broker. There were quite a few Punjabis but I was the only Sindhi. So I didn’t have a proposer or a secondary. My father was not a businessman and no company listed on the stock exchange belonged to a Sindhi so I couldn’t even become a consultant to an issue nor did I have a potential customer base as there weren’t many Sindhi businessmen. Even if I went back to Hyderabad to ask the Sindhi community to give me business, they wouldn’t have known what I was talking about! Most of them didn’t know how to spell ‘share’ and thought immediately of ‘sher’ as in a lion!”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Basically, Jahangir Siddiqui did not have the right connections. This disadvantage in the long run turned out to be an advantage as it prompted him to concentrate in developing institutional clients. He began networking with directors of small institutions who were impressed when they met him.</span></div><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">“I would meet the General Manager of Deutsche Bank or American Express and they became my clients. I started getting business from institutions which in those days were very small such as Investment Corporation of Pakistan and National Investment Trust. That is how I transferred myself from retail business to institutional business and into the business of fixed income. So although it was very difficult for me as a Sindhi, because I was educated (and very there were very few people in those days in KSE who could communicate with those sort of clients), I could develop institutional clients. What made it easier for me was that they were not investing in equities but in fixed income and that is how I started doing the business of fixed income rather than equities because it was very difficult for me to get a customer base in equities.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Luckily, Jahangir Siddiqui managed to develop a niche for himself and from 1975 onwards, he was only dealing with banks and financial institutions and not with individuals.</span></div><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Despite being a Sindhi, Jahangir Siddiqui was fortunate enough to find two Memon brokers who helped promote him in the KSE: Mr. Z.A Saya and Mr. Amin Tai. “Mr. Saya promoted me a lot,” he acknowledges, “I really respect Amin Tai — he is a genuine person who also helped me a lot. We became friends in an interesting manner. There was a case in the arbitration committee and I was a board member. I argued and Amin put his views forward and after that he came up to me and told me that he liked my idea and I also liked his idea. We became friends and I started to treat him as a senior who would give me the right guidance. That relationship continues to this day.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">In time, Amin Tai and Jahangir Siddiqui would also be known as “the original corporate raiders.”I asked Jahangir Siddiqui about this with some trepidation as it was a delicate question and I wondered how he’d respond. He gave a ironic smile.</span></div><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">“There are two ways of looking at it,” he began, “you may call it corporate raiding but I would refer to it as being a value investor. This was in fact the training I got from Amin Tai as he is a value investor. There were certain companies in which I and Amin Tai bought blocks and tried to turn them around. We used to pick up companies which were either under-performing or there was a lot of potential for them to grow. It was not hostile corporate raiding. I can give you two examples. One is EFU. It was a friendly type of investment — one of the families controlling the shares was selling it through their broker and I bought the lot for myself and a client of mine. Till today, I haven’t sold them. I am on the board of EFU and it is one of the finest companies. Another example was Nafees Cottton in which Amin Tai and I had substantial holdings. Initially the management didn’t like that and they were very uneasy with me. But now we have a very good relationship. The company has changed its name to Azgard Nine and it is one of the finest denim producers in the country and we are two of the largest shareholders in that company. So I cannot say that we were corporate raiders. I was buying for the value and trying to turn around those companies, give them guidance if I could and if the management was willing to listen.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“I came into contact with a lot of entrepreneurs who had their own philosophies. I told them that if you run a public limited company, you have to have a corporate culture. You cannot run it as a sole proprietorship. Some of them didn’t agree and didn’t like what I had to say.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Things didn’t always run as smoothly as Jahangir Siddiqui would have liked. The management of some companies resented his presence and the owners of one particular company even threatened to have him murdered!</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“It was not always easy,” says Jahangir Siddiqui trying to suppress a smile. “We did have trouble with one company. The management was very hostile to us and I kept on telling them that I was not out to destroy the company — I would have been a fool of the first order if I was because I had purchased the company’s shares from the market to make money. And I can’t make money unless the company is turned around. If you improve the company, the share value goes up. But the management was still very hostile and we were threatened with murder or kidnapping. I wasn’t at all afraid of any of these threats because as I told you, I come from a very religious family and I firmly believe that our time of death is fixed. When you have to die you have to die — nothing or no one can stop it. So I wasn’t at all intimidated. In those days my mother was alive and she would pray and read the Qu’ran and tell me that all would be well. I really believe in those things.”</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Fortunately, Jahangir Siddiqui survived the threats and the company was turned around and the management is now on friendly terms with him. And, Jahangir Siddiqui does not appear to hold a grudge: he achieved what he had set out to achieve. “We sold our shares on the market and we made money. Our intention was always to improve the company.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Boosting the performance of foundering companies was not the only area where Jahangir Siddiqui made improvements. His contribution to the development of Pakistan’s stock exchange has been outstanding and will no doubt earn him a place in corporate history…and Jahangir Siddiqui subconsciously appears to have quite a penchant for the historical. “I studied a lot of profiles of different people. I really feel that you should be on the top of any profession you are in. Take lawyers for example. Mr. Jinnah was on the top of his profession, so was A.K Brohi. There are certain professionals who have gone down in history. Based on this, I went into stock exchange politics and was promoted by Mr. Saya. I was a board member for 13 years and Vice President for two years. Whenever I travelled abroad to say, Sweeden, India, Amsterdam, I used to meet with people from the stock exchange. And I thought we could change the culture of the KSE — in around 1987 or 1988, I really felt that we needed to revolutionize the KSE. Initially nobody supported any of my ideas except for Nasir Ali Shah Bukhari who was a young boy in those days but he believed in me. He always calls me ‘Bhai Jan’ and he kept on telling me that I was right about corporate membership and that it was something that we should do. So we went to the president of the stock exchange and his attitude was ‘over my dead body!’”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">This was not the sort of response that a man like Jahangir Siddiqui could settle for; particularly when he felt that he was right. He decided to fight it out. “I thought that I would have to fight it out myself, become the president of the stock exchange and change the culture.” And…he did.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui contested the December 1989 elections for the presidency of the KSE and won against Arif Habib (the current Chairman) by one vote. He was president between 1990-91 — a revolutionary period in the history of the stock exchange. “Within six months, we changed the entire culture of the stock exchange,” says Jahangir Siddiqui, “corporate membership rules were made as were rules for minimum qualifications of brokers; I set up a library; I asked Mr. Iqbal Ismail (whom he fondly refers to as the “Professor”) to conduct classes for the brokers and agents to educate them; I went to see IFC and we established CDC.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">But Jahangir Siddiqui is not one of those men that love “the chair.” After a year’s stint as president of the stock exchange, Jahangir Siddiqui decided that he had done enough. “I think that whatever I wanted to see changed in the stock exchange I had changed. That is why after 1991, I didn’t contest any election. You have to leave when you are on top.” Again that awareness of history displays itself.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui also made history as far as his company was concerned. Ignoring the advice of practically everyone in the market, in 1991, Jahangir Siddiqui & Co became the first corporate securities brokerage in the KSE. “Nasir Ali Shah Bukhari got his company listed before mine. We got listed in 1993. People kept telling me not to do it and that I was a fool. They kept telling me that you own 100% of your company —why do you want to dilute your ownership to 30%? But my argument was, would you rather own 100% of a company with equity of Rs.20m or 50% of a company with equity of Rs.3bn? If you need capital and if you want your company to grow, you have to go public and share your prosperity with small shareholders.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui & amp; Co was also the first securities brokerage with a Wall Street stamp. “We joined hands with Bear Stearns, one of the largest and most respectable firms in New York,” smiles Jahangir Siddiqui. A joint venture with Bear Stearns was no mean feat. Among its many achievements, Bear Stearns issued the first sovereign bond for Israel. After entering into a joint venture with Jahangir Siddiqui, it can now also boast of the fact that in 1994, it issued the first sovereign Eurobond for the Islamic Republic of Pakistan in an amount of US$150m. The fact that Bear Stearns decided to do business with a Pakistani (and Pakistan in those days did not enjoy a good reputation in the international business world) speaks volumes about the faith they had in Jahangir Siddiqui. “I brought them to Pakistan, they bought 30% of my company and so the name was changed to Bear Stearns Jahangir Siddiqui and I was appointed CEO and Chairman. I was very touched at the faith they had in me. I mean, theirs was a US$55 bn company at that time and they lent their name to a company in Pakistan.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Another landmark achievement was the establishment of Abamco in 1995, which is a subsidiary of Jahangir Siddiqui & Co. Abamco is a joint venture between Amvescap Plc (one of the world’s largest fund managers), IFC and Jahangir Siddiqui & Co. “I was told by the government that there is no private sector asset management company in Pakistan and there were no rules for this either. They said that they wanted to establish one and they wanted me to help. For three years I was in negotiations with people and I contacted Amvescap and they bought 30% equity in Abamco and they are joint venture partners with us till today in spite of all the difficulties Pakistan is facing.” Abamco is Pakistan’s second largest asset management company and the largest non-government asset management company. As at June 30, 2004, it managed approximately Rs.14 bn (US$ 240m) in assets.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">More recently, Jahangir Siddiqui wanted to introduce another innovation into Pakistan’s capital markets: an electronic stock exchange. A company called Pex Ltd was formed for this purpose and was granted approval by the Securities & Exchange Commission to set up an electronic stock exchange. However, the boards of the Lahore, Karachi & Islamabad stock exchange created uproar notwithstanding the fact that the government had invited them and other brokers to establish such an exchange and they had been present in all the meetings in which the Pex Ltd matter was being discussed. All three stock exchanges filed a suit and went to court and obtained a stay order. The matter is still to be decided. As the matter is sub judice, Jahangir Siddiqui would not discuss it.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">The ‘powers that be’ in the stock exchange are usually suspicious of and react strongly to change. “When automation of trading occurred,” says Jahangir Siddiqui, “they said that they would not allow it and they attacked the computer system of the KSE just to destroy it. And now, they cannot do without it. Similarly, they were not happy with the establishment of CDC, registration of brokers, capital adequacy rules, margin regulations. So, they don’t have a vision. That was the problem. They only realize the benefit of something after they have used it for a couple of years!”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">But what would be the benefit of an electronic stock exchange? “The concept of a demutualized stock exchange needs to be there,” says Jahangir Siddiqui, “Demutualization is where the management of a company is different from the members who have trading rights. Presently, the stock exchanges do not have a demutualized system and the members are running it. In my opinion that is unfair — it is absolutely unfair. Let me give you an example. Think of the stock exchanges as a car. A car has four wheels. Now if you imbalance those wheels by making some bigger and some smaller, the car won’t run smoothly. Similarly, in any exchange, you have four prominent players: the issuer, the investor, the members (who are the brokers) and the regulator. If these four are not kept in balance, the car won’t run smoothly. What happens is that they are the judge as well as the jury as well as the prosecutors. Tell me: is there any representation of any issuer on the stock exchange? The answer is no. Tell me: is there any representation of any investor on any stock exchange? The answer is again no. But if you have a demutualized exchange you can have members representing the issuers, the trading community, and the regulator. What is the harm in it? Why do you want to manage the entire stock exchange yourself?”</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">I then asked Jahangir Siddiqui if he thought the three stock exchanges should be merged. “It’s a financial decision to be taken by the exchanges and they should do whatever is good for them. In my opinion, it is best to have competition. If, for example, all the telephone companies are merged into one, is it good or bad? It is certainly not good. You must have competition. Even if they do decide to merge, they should not stop anyone else from establishing a stock exchange. They shouldn’t merge simply to eliminate the competition. So if anyone is setting up an exchange, a merged stock exchange should not turn around and say that they will not allow another exchange.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Our conversation then turned to the topical issue of mutual funds. “I think mutual funds are the future. We need to spend more time and energy on educating people about them. Individually, a person cannot invest in 700 companies, they cannot trade. With a mutual fund you just tell the fund manager your requirements i.e. whether you want a regular income fund, aggressive growth, a blue chip portfolio. Somebody else manages the fund for you. You don’t have time as an individual investor and you are at the mercy of brokers.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui is so frank and forthright that I have difficulty reconciling his persona with the stereotypical image of a stock broker. Generally, people have very negative impressions about stock brokers and see them as wily people who can manipulate and “drop” the market as and when they feel like. For instance, if they don’t like the idea of CVT, they’ll protest by manipulating the market in such a way that it will ‘drop.’ Once again, a wry smile appears on Jahangir Siddiqui’s face. “It’s not that easy to simply ‘drop’ the market. I do tend to agree that unfortunately the perception of stock brokers is not that good. But not all brokers are like this —there are several good brokers. Of course, there are also so called ‘black sheep’ but you get those in every trade.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui picked up on my passing reference to CVT and wanted to discuss it. “I entirely disagree with people who say that CVT is not good. I think CVT is one of the best solutions Shaukat Aziz has given in the budget. CVT is 0.01% — what is the total impact if you are buying shares of PSO? 3 paisas only. So are you really going to stop doing your business for 3 paisas? And if you are paying those 3 paisas to the government you are helping them to do a lot of projects and reducing the budgetary deficit. That is not a bad thing.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“Your son disagrees with you,” I pointed out remembering that Jahangir Siddiqui’s son Ali wrote an excellent article for Blue Chip disagreeing with the imposition of CVT. Jahangir Siddiqui gives a broad grin.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">“You know, we father and son are both independent people,” he says good humouredly, “I have always tried my level best to ensure that both my sons, Ali and Ali Raza should be independent and I am pleased that Ali has the courage to state his own opinions. If they don’t agree with me, I am fine with that. I have never imposed any decision big or small on either of them. I listen to them and if I have a different point of view, I argue with them and either I’ll be convinced or I’ll try and convince them.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Jahangir Siddiqui has two sons: Ali and Ali Raza. Ali is a director of Jahangir Siddiqui & Co and is already making waves in Pakistan’s business scene a “I have the best of relationships with my sons” says Jahangir Siddiqui proudly. “When Ali decided to come back to Pakistan after his studies and join the group, I resigned as Chairman and director because I felt that if I remained, it would not be possible for him to grow. Smaller trees do not grow in the shade of larger trees. And Ali has grown the business far better than I could have done.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Smaller trees do not grow in the shade of larger trees. His son has grown the business far better than he could have done.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">It is said that behind every successful man there is a strong woman and in this respect, Jahangir Siddiqui is no exception. He readily acknowledges that his elegant wife Mahvash has been a towering pillar of support. “Mahvash has done a lot for the family,” he says smiling. “We got married in 1975 and she is solely responsible for bringing up the children. I used to come home from the office very late – sometimes as late as 8.30pm and then straight away we’d have to go out for dinner. Ali and Ali Raza have good manners, good education and outlook and that is all because of their mother. She is a wonderful companion. She never complained that I didn’t give enough time to her or the children which I do realize now. In earlier days, I’d spend most of my time at the office and frankly speaking, up until about the year 2000, I wasn’t giving them enough time. Of course, I’d take them on vacation. They’ve traveled with me a lot and seen the whole world.”</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Suddenly, his eyes light up. “Did you know that Mahvash was a professor of English? She was head of the English department at Khatoon-e-Pakistan College which is just opposite Agha Khan Hospital. She used to take the kids with her to lectures when they were young. So from a young age, my kids knew all about Shakespeare!”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">These days, Jahangir Siddiqui comes to the office between 9.30 – 10.30am. He spends his first 45 minutes reading the newspaper clippings that the relevant department in his office has cut out for him to read. Now that he has retired as Chairman and director of the Jahangir Siddiqui group, he devotes a lot of his energies to the companies of which he is a director. “I do enjoy working on different boards,” says Jahangir Siddiqui, “I normally read the entire agenda before a meeting!” Jahangir Siddiqui is currently on the board of SMEDA, Gwadar Port Authority and various charitable foundations.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">In the little spare time that he has, he likes to watch films. However, his choice of film depends on whether or not his wife is with him. “When I am alone, I watch a lot of films. You won’t believe this but my favorite ones are the Indian movies that come on Zee TV!” He laughs heartily. “I’m being completely honest with you! You see, there are many channels and Indian movies and Pakistani songs are the only things I like because you can enjoy them even if you catch those 30 minutes after they have started. They follow the same formula. But if Mahvash is with me then I watch what she likes. She is very fond of English movies — and if we are abroad, we go to the theatre.” He also has a small collection of coins. “It’s a small collection of coins of the subcontinent. Collecting those is a part time hobby of mine. I also have an old Qu’ran collection. When I was young, I used to collect stamps. I have quite a lot of stamps actually!”</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">I asked him if he was fond of reading. “No. I’ll be very honest with you,” came the reply. “The only reading I do,” he said picking up a bunch of papers on his desk, “is commercial reading.” I admired Jahangir Siddiqui’s confidence in him. He is proud of what he is and he does not try and pretend to be something he is not. There are no airs and graces about him; there is no arrogance or false pride that one so often finds in other businessmen. He exudes confidence but it is a confidence tempered by humility. This didn’t surprise me. Men of achievement, that is, real achievement, are also men of great humility.</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">Before ending our chat, I asked him what moments in his professional life he looked back on with pride. “As a stock broker, I did some work for a huge foundation who was investing a lot in the stock market. In 1979, we were closing down our equity section and concentrating more on fixed income. I wrote them a letter setting out this position. Our equity section then closed and didn’t re-open until 1991. When we resumed it, I called them and asked if they would like to give us business and they said that the original trustee had died and that when our company stopped doing business in equities, they passed a resolution saying that they would not do business with any stock broker but Jahangir Siddiqui. I became so emotional. I still become emotional when I think about that.”</span><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;"><strong><em>Today’s JS Group</em></strong></span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;">JS Group has grown from its roots in Pakistan’s financial services industry. JS Financial operates market-leading companies in asset management, investment banking, securities brokerage, commercial banking, insurance and trade finance.</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">The group also includes five vertical businesses: JS Industrial, JS Infocom, JS Property, JS Resources and JS Transportation. They believe each of these sectors, in itself, offers an exciting and attractive long-term investment proposition in Pakistan. Their diversification across these sectors allows JS to ride out each sector’s individual business cycle and take a long term approach to investing in and building their businesses. They started from stock trading and now Pakistan’s most diversified business group with Interest in Telecom, Media, Energy, Financial services, Real Estate, Transportation, and Industries.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">The group has offices throughout the major cities in Pakistan and manages its international operations from its London and Dubai offices. The group comprises businesses with over 18,000 employees and profit after tax of $510 million in 2007.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<span style="font-family: "Trebuchet MS", sans-serif;"><em>JS Group Portfolio:</em></span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;">They owned and partially owned Al Abbas Industries, Al Abbas cement, Azgard-9, PICT, Dadex Eternit, TRG, Eye Television (Hum TV), Pak American Fertilizer Company, JSDL, JS Property, Sprint Energy, Hascombe Oil, AirBlue, JS Air, Accor Group – Hotels, Allianz – Insurance, Dubai Bank – Islamic Banking, Experian – Consumer Credit Bureau, Global Investment House – Securities Brokerage, International Finance Corporation – Asset Management, Ulker – Food, JS Financial, Jahangir Siddiqui & Co. Ltd, JS Global Capital Limited, JS Bank Limited, JS Investments Limited, EFU Insurance Group, and Bank Islami.</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;"><em><strong>Success Analysis :</strong></em></span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><span style="font-family: "Trebuchet MS", sans-serif;">He grew drastically because he had no family’s responsibility as majority of young entrepreneurs have.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">He invested Rs. 6000 in 60s that seems very small amount these days but it had huge worth those days.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">He started from humble beginnings and grew gradually, but majority of Young ENTREPRENEURS want to become business tycoon overnight. It concludes that Business has no shortcuts; everyone can’t become visionary Bill Gates.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">He had no formal business training but he was enthusiastic enough to learn business, so he learned gradually from his seniors in the business field.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">He was real genius and has immense intellectual level and analytical skill.</span><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">As we know that smaller trees do not grow in the shade of larger trees, so Jahangir Siddiqui had no limit of his experiences and entrepreneurial spirit.</span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">He didn’t leave formal study for his business, and achieved Chartered Accountancy, which opened new horizons in Capital Markets.</span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">He became President of KSE by his strong leadership abilities.</span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">I noticed that Children of Employees have more potential than children of Businessmen, because Children of corporate class have all material goods</span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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<div align="justify"><span style="font-family: "Trebuchet MS", sans-serif;">(<a href="http://acca-pakistan.com/">http://acca-pakistan.com/</a></span></div></div><br />
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<div align="justify"></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-13767189582524494022010-11-05T14:29:00.002+00:002010-11-05T14:37:02.585+00:00HOW TO MANAGE FAILURE-KALAM WAY<div style="text-align: justify;"></div><div style="text-align: justify;"><em><span style="font-family: "Trebuchet MS", sans-serif;">(Former President of India APJ Abdul Kalam at Wharton India Economic forum , Philadelphia , March 22,2008 )</span></em></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><strong>Question</strong>: Could you give an example, from your own experience, of how leaders should manage failure?</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><strong>Kalam</strong>: Let me tell you about my experience. In 1973 I became the project director of India 's satellite launch vehicle program, commonly called the SLV-3. Our goal was to put India 's 'Rohini' satellite into orbit by 1980. I was given funds and human resources -- but was told clearly that by 1980 we had to launch the satellite into space. Thousands of people worked together in scientific and technical teams towards that goal.</span><br />
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</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">By 1979 -- I think the month was August -- we thought we were ready. As the project director, I went to the control center for the launch. At four minutes before the satellite launch, the computer began to go through the checklist of items that needed to be checked. One minute later, the computer program put the launch on hold; the display showed that some control components were not in order. My experts -- I had four or five of them with me -- told me not to worry; they had done their calculations and there was enough reserve fuel. So I bypassed the computer, switched to manual mode, and launched the rocket. In the first stage, everything worked fine. In the second stage, a problem developed. Instead of the satellite going into orbit, the whole rocket system plunged into the Bay of Bengal . It was a big failure.</span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">That day, the chairman of the Indian Space Research Organization, Prof. Satish D hawan, had called a press conference. The launch was at 7:00 am , and the press conference -- where journalists from around the world were present -- was at 7:45 am at ISRO's satellite launch range in Sriharikota [in Andhra Pradesh in southern India ]. Prof. Dhawan, the leader of the organization, conducted the press conference himself. He took responsibility for the failure -- he said that the team had worked very hard, but that it needed more technological support. He assured the media that in another year, the team would definitely succeed.. Now, I was the project director, and it was my failure, but instead, he took responsibility for the failure as chairman of the organization.</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">The next year, in July 1980, we tried again to launch the satellite -- and this time we succeeded. The whole nation was jubilant. Again, there was a press conference. Prof. Dhawan called me aside and told me, 'You conduct the press conference today.' </span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">I learned a very important lesson that day. When failure occurred, the leader of the organization owned that failure. When success came, he gave it to his team. The best management lesson I have learned did not come to me from reading a book; it came from that experience.</span></div><br />
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</div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-75595792580290179972010-11-05T13:12:00.000+00:002010-11-05T13:12:47.523+00:00तिहार देउसी भैलो<div class="separator" style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjV-R-BYaJI1Nr03OvU4vHcWb8wkSB5OLyLoPDjps25fj36yUIi_3LBJKZNTCvgps2GCAGqu88EQrUOAjoxycxpRnbzd1hzY-E24WPe5akD7IDDnWzSbVRhuR8vclqyWpmWPr5JLrnxD4k/s1600/IMG_2830.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjV-R-BYaJI1Nr03OvU4vHcWb8wkSB5OLyLoPDjps25fj36yUIi_3LBJKZNTCvgps2GCAGqu88EQrUOAjoxycxpRnbzd1hzY-E24WPe5akD7IDDnWzSbVRhuR8vclqyWpmWPr5JLrnxD4k/s320/IMG_2830.JPG" width="320" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjV-R-BYaJI1Nr03OvU4vHcWb8wkSB5OLyLoPDjps25fj36yUIi_3LBJKZNTCvgps2GCAGqu88EQrUOAjoxycxpRnbzd1hzY-E24WPe5akD7IDDnWzSbVRhuR8vclqyWpmWPr5JLrnxD4k/s1600/IMG_2830.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="72" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjV-R-BYaJI1Nr03OvU4vHcWb8wkSB5OLyLoPDjps25fj36yUIi_3LBJKZNTCvgps2GCAGqu88EQrUOAjoxycxpRnbzd1hzY-E24WPe5akD7IDDnWzSbVRhuR8vclqyWpmWPr5JLrnxD4k/s320/IMG_2830.JPG" style="filter: alpha(opacity=30); left: 423px; mozopacity: 0.3; opacity: 0.3; position: absolute; top: 136px; visibility: hidden;" width="96" /></a></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-49341010411438678082010-11-05T12:47:00.002+00:002010-11-06T03:31:40.195+00:00GEOGRAPHY OF HUMAN BEINGS<span style="color: red; font-family: "Trebuchet MS", sans-serif;"><strong>Geography of Women</strong></span><br />
<span style="font-family: "Trebuchet MS", sans-serif;">Between 18 and 22, a woman is like Africa - half discovered, half wild, fertile and naturally beautiful!</span><br />
<span style="font-family: "Trebuchet MS", sans-serif;"> </span><span style="font-family: "Trebuchet MS", sans-serif;">Between 23 and 30, a woman is like Europe - well-developed and open to trade, especially for something of real value.</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">Between 31 and 35, a woman is like Spain - very hot, relaxed, and convinced of her own beauty.</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">Between 36 and 40, a woman is like Greece & gently aging, but still a warm and desirable place to visit.</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">Between 41 and 50, a woman is like Great Britain, with a glorious and all-conquering past..</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">Between 51 and 60, a woman is like Israel - has been through war, doesn't make the same mistakes twice, and takes care of business.</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">Between 61 and 70, a woman is like Canada – cool, self-preserving, but open to meeting new people.</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">After 70, she becomes Tibet - wildly beautiful, with a mysterious past and the wisdom of the ages.... An adventurous spirit and a thirst for spiritual knowledge.</span><br />
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<span style="color: red; font-family: "Trebuchet MS", sans-serif;"><strong>THE GEOGRAPHY OF A MAN</strong></span><br />
<span style="font-family: "Trebuchet MS", sans-serif;">Between 1 and 80, a man is like Iran – ruled by a couple of nuts.</span><br />
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<span style="font-family: "Trebuchet MS", sans-serif;">THE END.</span>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-70832763081767256392010-11-03T02:01:00.003+00:002010-11-06T03:32:19.066+00:00TRUTHS FOR MATURE HUMAN1. I think part of a best friend's job should be to immediately clear your computer history if you die.<br />
2. Nothing sucks more than that moment during an argument when you realize you're wrong.<br />
3. I totally take back all those times I didn't want to nap when I was younger.<br />
4. There is great need for a sarcasm font.<br />
5. How the heck are you supposed to fold a fitted sheet?<br />
6. Was learning cursive really necessary?<br />
7. Map Quest really needs to start their directions on # 5. I'm pretty sure I know how to get out of my neighborhood.<br />
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8. Obituaries would be a lot more interesting if they told you how the person died.<br />
9. I can't remember the last time I wasn't at least kind of tired.<br />
10. Bad decisions make good stories.<br />
11. You never know when it will strike, but there comes a moment at work when you know that you just aren't going to do anything productive for the rest of the day.<br />
12. Can we all just agree to ignore whatever comes after Blue Ray? I don't want to have to restart my collection...again.<br />
13. I'm always slightly terrified when I exit out of Word and it asks me if I want to save any changes to my ten-page technical report that I swear I did not make any changes to.<br />
14. "Do not machine wash or tumble dry" means I will never wash this - ever.<br />
15. I hate when I just miss a call by the last ring (Hello? Hello?), but when I immediately call back, it rings nine times and goes to voice mail. What did you do after I didn't answer? Drop the phone and run away?<br />
16. I hate leaving my house confident and looking good and then not seeing anyone of importance the entire day. What a waste.<br />
17. I keep some people's phone numbers in my phone just so I know not to answer when they call.<br />
18. I think the freezer deserves a light as well. <br />
19. I disagree with Kay Jewelers. I would bet on any given Friday or Saturday night more kisses begin with Miller Lite than Kay.<br />
20. Sometimes, I'll watch a movie that I watched when I was younger and suddenly realize I had no idea what the heck was going on when I first saw it.<br />
21. I would rather try to carry 10 over-loaded plastic bags in each hand than take 2 trips to bring my groceries in.<br />
23. The only time I look forward to a red light is when I'm trying to finish a text.<br />
24. I have a hard time deciphering the fine line between boredom and hunger.<br />
25. How many times is it appropriate to say "What?" before you just nod and smile because you still didn't hear or understand a word they said?<br />
26. I love the sense of camaraderie when an entire line of cars team up to prevent a jerk from cutting in at the front. Stay strong, brothers and sisters!<br />
27. Shirts get dirty. Underwear gets dirty. Pants? Pants never get dirty, and you can wear them forever.<br />
28. Is it just me or do high school kids get dumber & dumber every year?<br />
29. There's no worse feeling than that millisecond you're sure you are going to die after leaning your chair back a little too far.<br />
30. As a driver I hate pedestrians, and as a pedestrian I hate drivers, but no matter what the mode of transportation, I always hate bicyclists.<br />
31. Sometimes I'll look down at my watch 3 consecutive times and still not know what time it is.<br />
32. Even under ideal conditions people have trouble locating their car keys in a pocket, finding their cell phone, and Pinning the Tail on the Donkey - but I'd bet everyone can find and push the snooze button from 3 feet away, in about 1.7 seconds, eyes closed, first time, every time!BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-62202218003281601462010-10-28T01:40:00.002+01:002010-11-06T13:56:56.458+00:00HOW TO UNBLOCK BLACKBERRY BOLD 9700 T MOBILE<div style="text-align: justify;"></div><div style="text-align: justify;"><div class="separator" style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh39XVgW-dVS1UyTk5rLXgoN6PxfQhc2OeOrvuBm_HCdtnHyIPAapJCSacvK1nda-y0jJdQ7q10F0CbFopDMlFjjVgUdNfAOOZCgAOrhfZtXr7-3GOgw_ReMY3s87HnNE43Uts3sTJFWHQ/s1600/blackberry-bold-smartphone.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" px="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh39XVgW-dVS1UyTk5rLXgoN6PxfQhc2OeOrvuBm_HCdtnHyIPAapJCSacvK1nda-y0jJdQ7q10F0CbFopDMlFjjVgUdNfAOOZCgAOrhfZtXr7-3GOgw_ReMY3s87HnNE43Uts3sTJFWHQ/s320/blackberry-bold-smartphone.jpg" width="221" /></a></div><span style="font-family: "Trebuchet MS", sans-serif;">Here is the procedure to unlock a Blackberry from T-Mobile. You will need to get the unique code from T-Mobile. It is free. Just contact and ask for it. Below you will see the Instructions for unlocking your Blackberry device.</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">From the Home screen, press the Menu key. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Scroll to and select Manage Connections. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Select Turn All Connections Off. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Press the red End key. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Scroll to and select Settings. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Scroll to and select Options </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Scroll to and select Advanced Options. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Scroll to and select SIM Card. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Enter MEPD. </span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div style="text-align: justify;"><em><span style="font-family: "Trebuchet MS", sans-serif;">Note: When typing in MEPD the letters will not appear on the screen. This step opens up the personalization on the device.</span></em></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Enter MEP2. </span></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div style="text-align: justify;"><em><span style="font-family: "Trebuchet MS", sans-serif;">Note: To enter the number 2, press Alt + E/2. </span></em></div><span style="font-family: "Trebuchet MS", sans-serif;"></span><br />
<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Enter the unlock code and press the enter key (device should display code accepted) </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Turn off the device. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Turn on the device.</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-25995157014693025822010-10-26T17:18:00.003+01:002010-11-06T03:33:55.056+00:00ROMOTION IN CIVIL SERVICE<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Nepal government has now decided to adjust the civil servants who have got special promotion under Article 24 (D 1) of Civil Service Act, 2049 through an amendment. The Article has special provision that the promoted candidates would not be given proper or promoted responsibility though they get salary and other benefits of the upper class post.</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">The government had started automatic promotion of the civil servants with some provisions in 2006 following the mounting pressure from them. Some 15,000 candidates got promotion at that time and it is continuing and hence the condition is problematic now. They are demanding the responsibility of the promoted post and other benefits though they were agreed to get promotion and not the responsibility etc. previously. </span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Though the amendment bill is endorsed by the cabinet, the Ministry of General Administration, main operating agency of the civil service, will bring it into action only after holding a consultation and receiving consent from Public Service Commission as per the provision of Nepal Interim Constitution, 2063. The Ministry has proposed four different models to promote the candidates. The promotion will be based on open competition, file promotion, internal competition and seniority now and there will be no provision of promotion as per 24 (D 1). Thirty per cent of the total vacant posts will be filled based on seniority once the problem of those getting special promotion was addressed. Remaining seventy per cent vacant seats will be filled based on three other criterion. </span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-48407918191520381012010-10-25T04:04:00.001+01:002010-11-06T03:36:16.655+00:00LOVE<div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2UP8RcvzpotNDcFnEcEoFTt9jx3sTThEWS94T-9Eo9Sv4hNbjx82uRlJ3n7ZzIv9nAzZvKA7WFJMxK5dCsUbeRAoAN6nDwsj7Zqmy4DlNtoyKYepa1f5tmJdOtZpGhMwM0__M7zHBPhU/s1600/how+much+love+i+do.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="256" nx="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2UP8RcvzpotNDcFnEcEoFTt9jx3sTThEWS94T-9Eo9Sv4hNbjx82uRlJ3n7ZzIv9nAzZvKA7WFJMxK5dCsUbeRAoAN6nDwsj7Zqmy4DlNtoyKYepa1f5tmJdOtZpGhMwM0__M7zHBPhU/s320/how+much+love+i+do.jpg" width="320" /></a> </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Each Day I am Holding a Hope to </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Welcome the Next Day. </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">You know Why? </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Because I am Waiting for You. </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;"><br />
</div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Even though I'm Laughing </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">But you didn't Try to See My Feelings. </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">My Pains And my Life Without You </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Just See Once You will Realize Then, </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">How Much I do Love You?</div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;"><br />
</div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Each Day I am Holding a Hope to </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Welcome the Next Day. </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">You know Why? </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Because I am Waiting for You. </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;"><br />
</div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Even though I'm Laughing </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">But you didn't Try to See My Feelings. </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">My Pains And my Life Without You </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">Just See Once You will Realize Then, </div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;"><br />
</div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;">How Much I do Love You?</div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; text-align: left;"><em>(photo: yahoo.com)</em></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-73975543710765336212010-10-20T02:10:00.002+01:002010-11-06T03:42:39.018+00:00WHAT LEADERS HAVE IN COMMON<div style="text-align: justify;"></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">By Mike Myatt</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">All great leaders have one thing in common: They read voraciously. Did you know that the average American only reads one book a year? Worse than this is the fact that 60% of average Americans only get through the first chapter. Contrast this with the fact that CEOs of Fortune 500 companies read an average of four to five books a month. Even more impressive is that some of the most successful leaders throughout history were known to read one book every single day. Bottom line… If you’re a leader and not an avid reader, you’re wrong. In today’s post I’ll share my thoughts on the value of reading.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">If the statistics in the opening paragraph didn’t convince you of the power of reading, here are a few more telling observations for your consideration – according to our surveys at N2growth, a very large common denominator shared by executives who feel that they are not achieving the level of success they feel capable of, is that many of them are “too busy to keep up with their reading.” Hmmm…. Furthermore, studies show that active readers are likely to have annual incomes more than 5 times greater than those who spend little or no time reading. Do I have your attention yet?</span><br />
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</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Up until a few years ago Rick Warren read a book every single day. Abraham Lincoln who only had one year of formal education credited his appetite for reading with his success. Teddy Roosevelt was rumored to actually read two books a day. Thomas Jefferson had one of the most exhaustive personal libraries of his time prior to donating it to the Library of Congress (which many joked Roosevelt had read). The moral of my story continues to be that in order to be a great leader, you absolutely must be a great reader. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">As an advisor to CEOs, there is little doubt that I’m passionate about personal and professional development, and there is one simple reason why – it works. Great leaders are like a sponge when it comes to the acquisition of knowledge, the development of new skill sets, and the constant refinement of existing competencies. To the person, the best leaders I know are prolific readers. The most successful people I know consume written content at a pace that far exceeds that of the average person. My message today is a simple one – if you want to improve your station in life, as well as the lives around you – read more.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">While there are certainly numerous ways to learn (observation, experience, classroom instruction, relational interactions, etc.), I am a huge fan of the benefits of professional development gained from good old-fashioned reading. Someone once said “you are what you read” and while I think there is far more to the equation of our individual make-up than our choice of reading material, the statistics mentioned above prove there is also an element of truth contained in the aforementioned quote.</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">If I told you how much time I spend reading and researching you probably wouldn’t believe me, but suffice it to say, I am a voracious reader. I will often read a book in one sitting, have more than a dozen books presently underway on my Kindle, subscribe to online clipping services, use RSS feeds to scour news groups & forums, I devour social content on blogs, podcasts, Twitter, Facebook, various iPhone apps, etc., and this is in addition to reading a variety of industry publications and periodicals. </span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">With what I’ve noted thus far I’m always amazed at the number of executives who don’t keep up with their professional reading. To be blunt, I have little patience for those leaders who are “too busy” or “too smart” or “too important” to learn. Put simply, if you’re not learning you have no business leading. How can you possibly be expected to grow an organization if you’re not growing yourself? How can you accept the responsibility to develop a team if you’re not developing yourself?</span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">The greatest leaders throughout history have been nothing short of relentless in their pursuit of knowledge. If you are anything less then you are not only cheating yourself, but you’re also cheating your organization. I believe Michelangelo said it best when he uttered the words “Ancora Imparo” which when translated from the Italian means “I am still learning.” By the way, his first public use of this phrase was noted to have been on his 87th Birthday. I don’t know about you, but I’m still learning. Moreover, the day I stop reading, the day I stop learning – that’s the day I stop leading and likely the day I stop breathing. </span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Let me be clear that when I speak of acquiring knowledge, I’m not promoting intellectual elitism, rather I’m espousing the benefits that are derived by those who have a true and sincere passion for learning…there is a difference. Intellectual elitists are by-in-large braggarts that acquire knowledge (or feign possession thereof) for public acclaim and their own self-promotion. Learning serves little purpose for leaders if it is not actionable. If you acquire knowledge, yet choose not to use it for the benefit of others then you’re not a leader, you’re self indulgent. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">In concurrence with Michelangelo’s quote above, I have never been a believer in the adage “you can’t teach an old dog new tricks.” In fact quite to the contrary, I believe anyone (yes I mean anyone) can change/learn/grow/develop given one prerequisite; the desire to do so. When it comes to topic of learning, it has been my experience that there are generally three types of people: those who constantly seek to acquire knowledge, those who think they already know it all, and those who just don’t care. What distinguishes members of one group from another rarely has anything to do with intellect, wealth, social pedigree, career standing, or other like pursuits. It has everything to do with desire.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Reading should not be something that is done when you’re bored, or have nothing better to do, rather it needs to be incorporated into your daily regimen. I have personally worked with literally hundreds of C-suite executives and without question the most successful professionals are those that constantly seek out learning opportunities and who are voracious readers. They realize the importance of learning and make reading a priority. Think of the business leaders that have had the biggest positive impact in your life, and I’m sure you’ll find that these individuals were in constant search of new and better information. They use the information acquired through reading in order to inspire, motivate, and lead those around them.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">The question is not if you should be reading, but rather what should you be reading? With the plethora of reading material on the market today it is not a simple thing to make sure that you’re covering all the bases in a time efficient fashion. Therefore the following tips were designed to help you get the most out of your reading while maintaining efficiency in your reading efforts:</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><em>Books</em>: My first piece of advice is that if you don’t own a Kindle or other e-reader, go get one. It’s much easier to have your reading material in one completely portable, digitally organized reader than it is to go old school and tote your books and magazines with you. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><em>Periodicals, Trade Publications and Industry Journals</em>: Again, not being able to address the specific needs of each reader, you must make your own choices here as well. However being aware of industry trends, competitive positioning, who the thought leaders are, etc. are all critical to your success. Pick the top couple of publications in your industry, sector, vertical or micro-vertical and pour-over the content looking for opportunities to exploit. Most print publications now also have Internet versions, Kindle editions, or digital newsletters that can be subscribed to as well.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><em>Digital Media</em>: If you’re reading this post then you probably understand the value of blogs, but don’t ignore, other forms of social content like Twitter, Facebook, Linkedin Groups, Forums, and News Portals. Don’t forget information that can be gleaned from services like Google Alerts and other online clipping services and aggregators. What I particularly like about this genre is that it is often “real time” information as opposed to other mediums that have a built in latency factor. Another benefit is that much of the content produced in this medium is not from the typical industry pundits, but rather true “in the trenches” thought leaders that see things coming long before journalists report it in the news, or the so-called gurus publish it in their latest book. This medium has been my preferred reading choice for a number of years now because it is extremely productive and time effective. I subscribe to these venues because I’m able to be “pushed” content that I’ve asked for in a medium that I enjoy. If you are not a heavy consumer of online information you are truly missing the boat.</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Whether young or old, experienced or inexperienced, the best way to approach personal and professional development is to always stay in the learning zone. When you think you have all the answers is when you are headed straight for the proverbial brick wall. That said, most things in life happen as a result of choices we make…It is clearly within your grasp to make the choice to gain an understanding of what it is that you don’t know, and determine how you want to deal with that situation. My recommendation is simple, if you want to increase you income, your impact or your influence, then I would suggest you increase your reading.</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-71938924204640474452010-10-20T01:19:00.003+01:002010-11-06T03:44:34.849+00:00ONE STARLIT NIGHT<div style="text-align: justify;"></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><strong><em>By John McLeod</em></strong></span><br />
<span style="font-family: "Trebuchet MS", sans-serif;">We had spent all of that splendid summer day out of doors on the veranda of Hut 1, high on the hill overlooking the rest of the hospital. In the late afternoon my friend Eric and I had asked if we might sleep out under the stars and had been granted permission by the ward Sister, a stern looking, but kindly lady of, to our eyes, uncertain age. We ate our evening meal, a light supper of cold cuts and salad, just right for the end of a hot day. As the sun neared its setting and the fading light became a soft purpling where horizon met sky, we settled down, with no need of words, listening to the quietening sounds of day. On the roof above us a thrush sang its hymn of evensong, sweetly registering its joy at being alive. We did not disturb its caroling with any words but lay enjoying our own oasis of peace.</span><span style="font-family: "Trebuchet MS", sans-serif;"> </span><br />
<a name='more'></a></div><div style="text-align: justify;"><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">As the twilight deepened, the night-staff brought extra blankets and hot-water bottles to keep us warm and large welcoming mugs of cocoa. In the gathering darkness we talked in quiet tones, somehow wary of disturbing the hush of evening. The lateness of the hour brought its own feeling of magic and though the day had been a long one, beginning for us around 5.30am, we did not allow sleep to intrude and 'steal' one minute of our 'great adventure'. Instead we spoke of space-travel, of the science-fiction world of the fifties, of 'Journey Into Space' (a radio serial of the time) and 'Dan Dare, Pilot of the Future', a heroic figure found within the pages of 'The Eagle' comic and on radio. </span><span style="font-family: "Trebuchet MS", sans-serif;"><br />
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</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">We pondered, as so many did then and since, on the vastness of the Universe asking the age-old questions, the 'who', 'when' and 'why' of that most puzzling of cosmic conundrums. Being but children we, somehow, expected an answer to the unanswerable, an explanation that was within our understanding, anchoring firmly our belief system, justifying our place in the scheme of things. Looking back now, I can recognize so well the delightful safety net of childhood's naivety and the belief that all could be explained somehow, somewhere. </span></div><div style="text-align: justify;"><br />
<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">We lost ourselves in the night sky sparkling with pinpricks of dancing light and sought out the few constellations we could readily recognize, the 'Great and Little Bears', with Polaris, the 'Pole Star', ever guiding the men of the sea for many centuries past. We knew so little of our galaxy, 'The Milky Way', but our fertile, ever questing imagination ran to its limitations and to an abstract beyondness.</span></div><div style="text-align: justify;"><br />
<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">It must have been close to midnight when the first shooting stars appeared, arcing across a night sky already garlanded with twinkling jewels of light. The sudden, brief incandescence of their trails, was I remember, a thrilling, wonder-filled experience, bringing gasps of delight from both of us. We made countless wishes for health and wealth and happy days, for timeless moments like this, and for lives that we hoped would be rich with such unforgettable experiences. </span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">After what seemed an age the 'cosmic light show' faded and once more we lay in quiet companionship under the vaulted canopy of the night sky. Sleep gradually claimed us and drifting into the healing somnabulance of slumber brought gentle, restful dreams. Waking to the dawn chorus was an especial joy as night faded and the sky grew light heralding a brand new day. The morning sunlight, I recall, had a splendor I shall never forget, its golden light full of beauty and promise, offering yet another God given day. </span></div><div style="text-align: justify;"><br />
</div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">Life holds so many simple blessings, each day bringing its own individual wonder, our memories storing the treasure of such moments to be drawn upon in lesser days. I was so well blessed to know Eric, a friendship made through spending so many years as ward-mates dealing with our own individual experience of long-term illness. His wry sense of humour and his stalwart courage were an inspiring example to so many. His ability to laugh at Life's idiosyncrasies and himself in a self deprecating way taught that most valuable of lessons: 'to be of good cheer, no matter what Life threw at you, and ever to find the hope that dwells in every human heart'. Eric survived but into his third decade of life, a good, dear friend in a companionship wrought from our sharing of mutual adversity. He was an unforgettable character whom I was privileged to know, remembered fondly now, down all the days, as bright as any of those splendid shooting stars seen on that long ago, but so memorable, starlit night!</span></div></div></div></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0tag:blogger.com,1999:blog-950017617417373077.post-16524085415753530682010-10-20T01:06:00.002+01:002010-11-06T03:54:01.433+00:00EACH DAY IS A GIFT<div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">The 92-year-old, petite, well-poised and proud lady, who is fully dressed each morning by eight o'clock, with her hair fashionably coifed and makeup perfectly applied, even though she is legally blind, moved to a nursing home today. Her husband of 70 years recently passed away, making the move necessary. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">After many hours of waiting patiently in the lobby of the nursing home, she smiled sweetly when told her room was ready. As she maneuvered her walker to the elevator, I provided a visual description of her tiny room, including the eyelet sheets that had been hung on her window. "I love it," she stated with the enthusiasm of an eight-year-old having just been presented with a new puppy. </span></div><a name='more'></a><div style="text-align: justify;"></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">"Mrs. Jones, you haven't seen the room .... just wait." "That doesn't have anything to do with it," she replied. "Happiness is something you decide on ahead of time. Whether I like my room or not doesn't depend on how the furniture is arranged, it's how I arrange my mind. I already decided to love it. It's a decision I make every morning when I wake up. I have a choice; I can spend the day in bed recounting the difficulty I have with the parts of my body that no longer work, or get out of bed and be thankful for the ones that do. Each day is a gift, and as long as my eyes open I'll focus on the new day and all the happy memories I've stored away, just for this time in my life." </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">She went on to explain, "Old age is like a bank account, you withdraw from what you've put in. So, my advice to you would be to deposit a lot of happiness in the bank account of memories Thank you for your part in filling my Memory bank. I am still depositing." </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;"><br />
</span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">And with a smile, she said, "Remember the five simple rules to be happy: </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">1. Free your heart from hatred. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">2. Free your mind from worries. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">3. Live simply. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">4. Give more. </span></div><div style="text-align: justify;"><span style="font-family: "Trebuchet MS", sans-serif;">5. Expect less."</span></div>BIJAYARAJ UPADHYAYAhttp://www.blogger.com/profile/09607881915665864949noreply@blogger.com0